5 Things to do before collecting your BTO keys

Congratulations on getting your BTO (Build-to-Order) keys! The process of collecting your keys is exciting and marks the start of a new chapter in your life. However, before you start moving in, there are a few things you should do to ensure a smooth transition into your new home. Here are five things to do before you collect your BTO keys.

1. Check the condition of your BTO unit Before you collect your BTO keys, make sure to schedule a viewing appointment to check the condition of your unit. Look for any defects, such as cracks, dents, or leaks, and report them to HDB (Housing and Development Board) as soon as possible. HDB provides a one-year defect liability period, during which they will rectify any defects reported by homeowners.

2. Plan your renovation If you plan to renovate your BTO unit, make sure to plan and budget for it before you collect your keys. You can engage an HDB-registered renovation contractor to carry out the renovation work. Remember to obtain the necessary approvals from HDB and other relevant authorities, such as the Building and Construction Authority (BCA), before commencing work.

3. Set up utilities Before moving in, make sure to set up utilities such as water and electricity. You can do this online through PUB (Public Utilities Board) and SP Group, respectively. You will need to provide your identification documents and proof of address to set up your accounts. It may take a few days for your utilities to be activated, so plan ahead and make arrangements for temporary sources of water and electricity.

4. Purchase home insurance It is essential to protect your home and belongings with home insurance. HDB fire insurance only covers the structure of your BTO unit and does not protect your personal belongings. You can purchase home insurance from a licensed insurer or through HDB's Home Protection Scheme (HPS). HPS provides mortgage-reducing insurance that covers the outstanding housing loan in the event of death, terminal illness, or total permanent disability.

5. Plan for moving day Moving can be a stressful and tiring process, so plan ahead and make arrangements for your moving day. You can engage a professional moving company or enlist the help of family and friends. Remember to label your boxes and pack your belongings securely. You may also need to apply for a parking permit from HDB if you need to park a moving vehicle at your BTO estate.

In conclusion, collecting your BTO keys is an exciting milestone, but it is important to take the necessary steps to ensure a smooth transition into your new home. By checking the condition of your unit, planning your renovation, setting up utilities, purchasing home insurance, and planning for moving day, you can start your homeownership journey with peace of mind.